Terms and Conditions and Terms of Use

User of this website understands and agrees that all documents, reports, training, recordings and checklists (i.e., information) are for internal use of the firm only, and is not intended and shall not be relied upon as legal or any other professional advice. The compilation of the content on the website is SmartRisk exclusive property, or author(s) as stated and protected by United States and international copyright laws, treaties and conventions. Any use, reuse, copying, distribution, in whole, or in part is strictly prohibited without written approval from SmartRisk. The user shall not share, distribute, or post any information obtained from this website. The user understands and agrees that SmartRisk shall not be held liable, and shall be held harmless for use of any information obtained from this website.